Two of Australia’s Biggest Banks Are Changing Hands: What It Means If You Bank With HSBC or Suncorp
If you have a home loan with HSBC or a Suncorp Bank account, you have probably already had a letter, an email, or seen a headline about changes coming your way. Two separate deals, one affecting HSBC’s home loan customers and the other affecting Suncorp Bank customers, are reshaping who actually holds and manages a […]
Why Brisbane’s Cooling Property Market Is Good News for Buyers
If you’ve spent the last few years watching Brisbane’s property market race ahead of your savings, you’ll be pleased to know that the heat is finally coming out of the market. Prices have eased slightly from their peak, listings are up, and homes are taking longer to sell. For buyers who have felt locked out, […]
Why Local Knowledge Matters When Choosing a Mortgage Broker
The Sandgate Guide recently featured PierPoint Lending’s Adam Bailey as the cover story of its September 2026 issue, celebrating the role local business owners play in the community (read the full story at sandgateguide.com.au). It’s a reminder of something we believe strongly at PierPoint Lending: being part of a community isn’t just good citizenship, it’s […]
How Interest Rates Can Be Falling And Rising At The Same Time
It is a strange moment to be watching the mortgage market. On one hand, lenders are cutting rates and chasing new customers harder than they have in years. On the other, three of the big four banks have just told their own customers to brace for a rate rise. Both things are true at once, […]
Your Circumstances Have Changed. Has Your Loan Kept Up?
Life rarely stays still long enough for a loan to sit still with it. You might get a promotion, welcome a new baby, change jobs, go through a separation, or start working for yourself. Each of these moments matters in its own right, but each one also has a direct effect on your finances that […]
The 2026 Budget Has Not Closed the Door on Property Investment
If you’ve been putting off a decision on your own home or your next investment property because of the negative gearing changes announced in the May 2026 Federal Budget, it is worth reading on before you rule anything out. Since Budget night, we have had a steady stream of conversations with clients who assume the […]
Your Fixed Rate Is About to End: What Comes Next for Your Home Loan
A few weeks ago, a client called us the way most people do when their fixed rate is coming up for renewal: a little uncertain, a little worried, and not entirely sure what happens next. It is one of the most common conversations we have at PierPoint Lending. A large number of Australians locked in […]
Refinancing When Property Prices Have Stalled
After a run of interest rate rises and a noticeably cooler property market in 2026, a lot of homeowners have quietly shelved the idea of refinancing. The logic seems sound enough: if your property hasn’t gone up in value, surely there’s less room to move, less equity to work with, and less reason for a […]
When Did You Last Check Your Home Loan?
When we met Chloe and her partner at a local open home, they weren’t there to talk about finance. But it came up anyway. “At the time, we felt like we were in a very difficult position and weren’t sure how we were going to improve it,” she recalls. It’s a feeling we hear often, […]
Redcliffe and the Moreton Bay Foreshore: How to Finance Your Move to Coastal Northeast Brisbane
If you have ever driven along the Redcliffe Esplanade on a clear morning, walked the foreshore, or sat at a cafe on the Parade and quietly thought that you would like to live here, you already know what makes this place compelling. This article is about the practical, financial side of making that happen, because […]