Finance that feels personal,
not transactional.
At PierPoint Lending, we empower hardworking Australians to make confident, informed financial decisions – through genuine care, trusted expertise, and tailored lending solutions.
Your finance, done right - with integrity, confidence .
Whether you’re looking to refinance your mortgage, purchase a new home or investment property, or simply want clarity around your lending options, we take the stress and guesswork out of the process.
With over 20 years of global banking experience, PierPoint Lending blends international insight with local knowledge to deliver real results for clients Australia-wide.
Our Misson
Meet Adam Bailey
With more than two decades of global banking and market intelligence experience across Australia, the UK, Europe and the Pacific, Adam brings a rare depth of insight to the Australian lending landscape.
He has been recognised as National Australia Bank’s Lender of the Year for two consecutive years, as well as Most Passionate Home Lender nationally — achievements that reflect both his technical expertise and the genuine care he brings to every client interaction.
EXCELLENT Based on 10 reviews Posted on Josh BaumTrustindex verifies that the original source of the review is Google. We met Adam at an open house and he has been fantastic to work with. He is professional and always provides advise for what is in our best interest and not just another broker looking to push you into signing. He has a high moral compass and we look forward to working with him in the future.Posted on Solance LaneTrustindex verifies that the original source of the review is Google. Adam is incredibly responsive, knowledgeable and works impressively fast. What really stood out for me was the time he invested in exploring all our options and pushing for a result considering our complicated starting position with one of us being a business owner. He even liaised directly with our accountant. His advice has been thoughtful and practical, and throughout I felt he genuinely cared about pushing for what we were trying to achieve. Thanks Adam, really appreciate it!Posted on Linda GriggTrustindex verifies that the original source of the review is Google. I phoned Adam from Pier Point lending as I was curious to know if I could be getting a better deal with my mortgage. Adam saved me a huge amount on my mortgage by helping me reduce my interest rates and he got me a much better deal than I was currently on. Thanks to Adam I am now paying over $3000 LESS per year on interest giving me some extra money for a holiday! Would 100% recommend Adam and will continue to use him to make sure I continue to save as much money as possible.Posted on Glenn MitchellTrustindex verifies that the original source of the review is Google. We recently worked with Adam at PierPoint Lending and he was such a great help from the very first call and right through whole process. He was refreshingly honest and always straight to the point. There wasn't any fluff, it was just clear, expert advice that made total sense for our situation. The whole lending process was easy. Adam handled everything professionally, explained every step clearly, and kept things moving smoothly the entire way. What could have been stressful and complicated felt simple and stress-free thanks to his experience and genuine care. If you need a mortgage broker you can actually trust, go straight to than Adam at PierPoint Lending. Huge thanks, Adam – you’re a legend! I’ll definitely be recommending you to everyone I know.Posted on Lisa SwansonTrustindex verifies that the original source of the review is Google. During the stressful time of buying our home Adam from Pier Point Lending was our calm in the storm. From our first contact with Adam he made us feel relaxed and comfortable and made the financial side of buying very simple and stress free. Adam kept us well informed throughout the whole process and gave us fantastic advice in simple ways we could easily understand. Adam got us an amazing deal and also gave us great advice on interest rates and how to get the best out of our loan for us.Posted on Chris MinehanTrustindex verifies that the original source of the review is Google. Worked with Adam on refinancing our property to get a better rate and potentially open up an investment opportunity. He worked hard to secure us a better deal and have us some great advice and referrals to a financial advisor he works closely with to leverage our equity to invest. Great experience and no fluffy stuff.Posted on Pete TurnerTrustindex verifies that the original source of the review is Google. We recently worked with the team at Pier Point Lending to refinance our home and the experience was outstanding from start to finish. From our very first conversation, Adam took the time to understand our financial goals, explained all our options clearly and made what could have been a stressful process feel straightforward and manageable. His knowledge of the lending market was exceptional and was able to secure us a significantly better rate and loan structure than we expected. Communication was consistent and transparent throughout the entire process while being conveniently accessible to us in person on Brisbanes bayside. We were kept informed at every stage and no question was ever too small or inconvenient. They handled all the paperwork, liaised directly with the lender and ensured everything progressed smoothly and on schedule. What really stood out was their genuine care and professionalism. We never felt like “just another client”, they were proactive, detail-oriented and truly invested in achieving the best possible outcome for us. Thanks to their expertise, we’ve reduced our monthly repayments and feel much more confident about our financial future. We would highly recommend Pier Point Lending to anyone looking to refinance or secure a home loan. An exceptional service and a fantastic result.Posted on Doug HendersonTrustindex verifies that the original source of the review is Google. If you’re looking for someone trustworthy, knowledgeable and truly invested in achieving the best outcome for you, Adam is the person to callPosted on Brett PanterTrustindex verifies that the original source of the review is Google. I had a great experience working with Pierpoint Lending. Adam was outstanding—his timeliness, professionalism, and responsiveness made the entire process smooth and stress-free. Adam kept me updated at every stage, answered questions quickly, and ensured everything stayed on track. I really appreciated his attention to detail and commitment to great service. Highly recommend Pierpoint Lending to anyone looking for reliable and efficient lending support.Posted on Suzanne WhelanTrustindex verifies that the original source of the review is Google. Adam at pierpoint lending was fabulous he was professional and the company understood our needs and helped us to achieve what we were seeking to achieve he fully understood what we wanted to achieve what we were looking for. I highly recommend Pierpoint lending they listen and deliver what will help us achieve what we are looking for. It was such a friendly helpful experience
Why Choose PierPoint Lending
- Trusted expertise with global insight
20+ years of experience across international banking and lending sectors means you benefit from world-class knowledge paired with local understanding.
- Refinancing made simple
Many Australians are paying more than they need to on their
mortgage – often without realising it.
Regularly reviewing your loan can save thousands in interest and years off your repayments. We make the refinancing process straightforward, transparent and stress-free – comparing hundreds of products across multiple lenders to secure the best deal for your goals.
- Integrity and care at every step
We believe in long-term relationships, not one-time transactions.
Our clients return – and refer others – because they know we genuinely care about their success.
- The value of using a broker
When you’re making one of the biggest financial decisions of your life, you deserve expert guidance. Mortgage brokers like PierPoint Lending work for you, not the banks – ensuring your needs come first.
We Will:
- Access multiple lenders and loan options you may not
find on your own - Negotiate competitive rates on your behalf
- Handle the paperwork and approvals process from start to finish
- Provide ongoing support long after settlement
With ever-changing lending landscape across Australia,
having a broker you can trust is essential.
Our Process – The PierPoint Pathway
Discovery
Research and Strategy
Recommendation
Application and Approval
Discovery
Personalised lending advice that puts people first.
At PierPoint Lending, we understand that choosing a home loan or refinancing your mortgage isn’t just a numbers game – it’s one of the biggest financial decisions you’ll ever make.
Whether you’re buying your first home, upgrading to fit your growing family, or investing in your future, we make sure you never have to face those choices alone.
With over 20 years of global banking and market experience, Adam Bailey brings deep industry knowledge and genuine care to every client relationship. Based in Sandgate, Queensland, Adam has helped clients around the world navigate complex lending markets with confidence, clarity and ease.
Let’s take your next financial move with confidence.
Whether you’re ready to refinance, purchase property, or simply explore your options, PierPoint Lending is here to guide you every step of the way.
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Based in Sandgate, Queensland
supporting clients Australia-wide - 0426717513
- adam@pierpointlending.com.au