Finance that feels personal,
not transactional.
At PierPoint Lending, we empower hardworking Australians to make confident, informed financial decisions – through genuine care, trusted expertise, and tailored lending solutions.
Your finance, done right - with integrity, confidence .
Whether you’re looking to refinance your mortgage, purchase a new home or investment property, or simply want clarity around your lending options, we take the stress and guesswork out of the process.
With over 20 years of global banking experience, PierPoint Lending blends international insight with local knowledge to deliver real results for clients Australia-wide.
Our Misson
Meet Adam Bailey
With more than two decades of global banking and market intelligence experience across Australia, the UK, Europe and the Pacific, Adam brings a rare depth of insight to the Australian lending landscape.
He has been recognised as National Australia Bank’s Lender of the Year for two consecutive years, as well as Most Passionate Home Lender nationally — achievements that reflect both his technical expertise and the genuine care he brings to every client interaction.
EXCELLENT Based on 26 reviews Posted on David JefferiesTrustindex verifies that the original source of the review is Google. I cannot begin to recommend Adam enough to anyone who is contemplating buying a property. His knowledge and service is outstanding. I found Adam extremely thorough and was so supportive in finding the right solution for the purchase of our property. I have had lots of experience of mortgage brokers in my time and Adam stands out well above the others, his great service and follow through is way above others. Thank you Adam for everything!Posted on Amelia SmithTrustindex verifies that the original source of the review is Google. Adam was fantastic to deal with and made buying our new family home so much easier. He was always helpful, easy to talk to, and kept us informed throughout the whole process. We really appreciated his support and would happily recommend Adam and PierPoint Lending to anyone needing a great mortgage broker.Posted on Braydon HowardTrustindex verifies that the original source of the review is Google. Adam had been absolutely amazing! The service received was outstanding, he was extremely accessible, went above and beyond to help secure the finance required for our purchase, I could not recommend him enough! Do yourself a favour, if you need assistance give him a call! Thank you for helping make our dream home purchase so effortless and a reality!Posted on Nathan SmithTrustindex verifies that the original source of the review is Google. We met Adam from Pier Point Lending at an open home while we were really just having a sticky beak and didn’t think we were in a position to buy, especially with me being on unpaid parental leave at the time. Adam took the time to walk us through our options so we’d be prepared just in case the perfect home came along before I returned to work. Sure enough, only a few weeks later, that perfect home appeared — and Adam leapt straight into action. He worked tirelessly, including late nights and weekends, to find the best finance option for our unique circumstances. His communication, expertise, and dedication throughout the whole process were outstanding. Now, with finance approved on our new home, it’s very exciting times ahead! We genuinely don’t think we would have got there without the efforts and expertise of Adam and the team at Pier Point Lending. Highly recommend!Posted on Kristy KellyTrustindex verifies that the original source of the review is Google. We absolutely love working alongside Adam from Pierpoint Lending and honestly couldn’t recommend him more highly. One thing our buyers always comment on is how approachable and genuine he is. Whether it’s someone buying their very first home, refinancing, renovating, downsizing or looking at investment opportunities, Adam takes the time to really understand their situation and explain everything in a way that feels simple and stress-free. He’s regularly at our open homes helping answer finance questions on the spot, which makes such a difference for buyers navigating the market. We especially love seeing him help young families and first home buyers get their foot in the door, as well as guiding parents wanting to support their kids into the property market. Adam is also incredibly knowledgeable when it comes to retirement planning, equity release and structuring finance for new builds or future investments. More than anything though, he genuinely cares about helping people achieve their goals and making the process feel smooth from start to finish. We’re very lucky to have him as part of our extended networkPosted on Joti PrasadTrustindex verifies that the original source of the review is Google. Adam is incredibly trustworthy, knowledgeable, and easy to deal with. He brings a wealth of experience across both residential and commercial lending and takes the time to genuinely understand your situation before guiding you through the best options. What stands out most is his calm, honest approach and the way he makes what can often feel like a stressful process much simpler and clearer. I would highly recommend Adam and Pier Point Lending to anyone looking for an experienced and reliable broker.Posted on Ben MenegazzoTrustindex verifies that the original source of the review is Google. I had a fantastic experience working with Adam at Pier Point Lending. The entire process was smooth, transparent, and much faster than I expected. Adam was professional, responsive, and took the time to explain all of our options clearly without any pressure. He helped us secure a loan that suited our situation perfectly, and communication was excellent from start to finish. I really appreciated how straightforward and supportive he was throughout the process. Highly recommend Pier Point Lending to anyone looking for reliable financial lending services!Posted on Claire DevineTrustindex verifies that the original source of the review is Google. Adam is a gem!
Why Choose PierPoint Lending
- Trusted expertise with global insight
20+ years of experience across international banking and lending sectors means you benefit from world-class knowledge paired with local understanding.
- Refinancing made simple
Many Australians are paying more than they need to on their
mortgage – often without realising it.
Regularly reviewing your loan can save thousands in interest and years off your repayments. We make the refinancing process straightforward, transparent and stress-free – comparing hundreds of products across multiple lenders to secure the best deal for your goals.
- Integrity and care at every step
We believe in long-term relationships, not one-time transactions.
Our clients return – and refer others – because they know we genuinely care about their success.
- The value of using a broker
When you’re making one of the biggest financial decisions of your life, you deserve expert guidance. Mortgage brokers like PierPoint Lending work for you, not the banks – ensuring your needs come first.
We Will:
- Access multiple lenders and loan options you may not
find on your own - Negotiate competitive rates on your behalf
- Handle the paperwork and approvals process from start to finish
- Provide ongoing support long after settlement
With ever-changing lending landscape across Australia,
having a broker you can trust is essential.
Our Process – The PierPoint Pathway
Discovery
Research and Strategy
Recommendation
Application and Approval
Discovery
Personalised lending advice that puts people first.
At PierPoint Lending, we understand that choosing a home loan or refinancing your mortgage isn’t just a numbers game – it’s one of the biggest financial decisions you’ll ever make.
Whether you’re buying your first home, upgrading to fit your growing family, or investing in your future, we make sure you never have to face those choices alone.
With over 20 years of global banking and market experience, Adam Bailey brings deep industry knowledge and genuine care to every client relationship. Based in Sandgate, Queensland, Adam has helped clients around the world navigate complex lending markets with confidence, clarity and ease.
Let’s take your next financial move with confidence.
Whether you’re ready to refinance, purchase property, or simply explore your options, PierPoint Lending is here to guide you every step of the way.
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Based in Sandgate, Queensland
supporting clients Australia-wide - 0426717513
- adam@pierpointlending.com.au