About Pier Point Lending
Your trusted mortgage broker, serving clients Australia-wide
From Global Banking to Your Local Broker: The Pier Point Story
Pier Point Lending was born from a simple belief: finance should feel personal, not transactional. After more than two decades working across international banking markets in Australia, the UK, Europe and the Pacific, Adam Bailey saw firsthand how disconnected the lending process had become—clients treated like numbers, buried in jargon, and left to navigate major financial decisions alone. He knew there was a better way.
By bringing world-class banking expertise home to Sandgate, Queensland, Adam founded Pier Point Lending to empower hardworking Australians with the clarity, care and trusted guidance they deserve. Today, we blend that rare depth of international insight with genuine local knowledge, delivering tailored lending solutions that put people first—whether you’re buying your first home, refinancing, or building an investment portfolio.
Meet Adam Bailey: Award-Winning Broker with 20+ Years Global Experience
Adam Bailey brings more than two decades of global banking and market intelligence experience to every client conversation. His career spans Australia, the UK, Europe and the Pacific, including working for one of the world’s largest credit bureaus headquartered in London—giving him a rare depth of insight into credit behaviour, financial systems and lending markets. Recognised as National Australia Bank’s Lender of the Year for two consecutive years and Most Passionate Home Lender nationally, Adam’s achievements reflect both his technical expertise and the genuine care he brings to every interaction.
With over 40 LinkedIn recommendations praising his professionalism and client service, Adam is known for his grounded, approachable style that makes finance simple, clear and empowering. A licensed Mortgage Broker with a Diploma of Finance and Mortgage Brokering Management and proud member of the MFAA, Adam believes finance should never feel overwhelming—his guidance is rooted in honesty, transparency and a genuine desire to help clients make confident, informed decisions about their future.
Why Choose A Local Broker
Trusted expertise with global insight
Adam’s 20+ years of international banking experience delivers world-class knowledge with local understanding.
Refinancing made simple
Integrity and care at every step
The value of using a broker
We work for you, not the banks—accessing multiple lenders, negotiating rates, handling paperwork, and providing ongoing support beyond settlement.
The Pier Point Difference: How We Put Your Needs First
At Pier Point Lending, we do more than find you a loan—we become your trusted partner throughout your entire financial journey. As a fully independent broker, our only loyalty is to your best outcome, not a bank’s quota. We compare hundreds of products across trusted lenders, negotiate competitive rates on your behalf, and handle every step of the paperwork and approval process so you never feel lost or overwhelmed.
What truly sets us apart is our commitment to long-term relationships over one-time transactions. We don’t disappear after settlement—we check in regularly to ensure your finance continues to serve your evolving goals, whether that’s building equity, improving cash flow, or preparing for your next investment.
Our clients return and refer others because they know we genuinely care about their success, making the complex simple and ensuring they always feel informed, supported and in control.
Ready to Take the Next Step?
Whatever your lending needs, Pier Point Lending is here to guide you through the process with clarity, confidence, and care. Based in Sandgate and supporting clients Australia-wide, we’re ready to help you achieve your financial goals. Get in touch today for a no-obligation conversation about your options.