Finance that feels personal,
not transactional.

At Pier Point Lending, we empower hardworking Australians to make confident, informed financial decisions- through genuine care, trusted expertise, and tailored lending solutions.

Your finance, done right - with integrity, confidence .

Whether you’re looking to refinance your mortgage, purchase a new home or investment property, or simply want clarity around your lending options, we take the stress and guesswork out of the process.

With over 20 years of global banking experience, Pier Point Lending blends international insight with local knowledge to deliver real results for clients Australia-wide.

home loans + refinancing
investment property finance
family home upgrades
professional finance consulting
commercial lending
development finance
family home upgrades
professional finance consulting

Our Misson

To empower hardworking Australians and finance professionals to make confident, reliable informed lending decisions through genuine care, trusted expertise, and tailored financial guidance.

Meet Adam Bailey

With more than two decades of global banking and market intelligence experience across Australia, the UK, Europe and the Pacific, Adam brings a rare depth of insight to the Australian lending landscape.

He has been recognised as National Australia Bank’s Lender of the Year for two consecutive years, as well as Most Passionate Home Lender nationally — achievements that reflect both his technical expertise and the genuine care he brings to every client interaction.

Why Choose Pier Point Lending

20+ years of experience across international banking and lending sectors means you benefit from world-class knowledge paired with local understanding.

Many Australians are paying more than they need to on their
mortgage – often without realising it.

Regularly reviewing your loan can save thousands in interest and years off your repayments. We make the refinancing process straightforward, transparent and stress-free – comparing hundreds of products across multiple lenders to secure the best deal for your goals.

We believe in long-term relationships, not one-time transactions.
Our clients return – and refer others – because they know we genuinely care about their success.

When you’re making one of the biggest financial decisions of your life, you deserve expert guidance. Mortgage brokers like Pier Point Lending work for you, not the banks – ensuring your needs come first.

We Will:

  • Access multiple lenders and loan options you may not
    find on your own
  • Negotiate competitive rates on your behalf
  • Handle the paperwork and approvals process from start to finish
  • Provide ongoing support long after settlement


With ever-changing lending landscape across Australia,
having a broker you can trust is essential.

Our Process – The Pier Point Pathway

Discovery

We take the time to understand your goals, lifestyle and financial situation.

Research and Strategy

We assess hundreds of options from trusted lenders to find the right fit for you.

Recommendation

We present clear, jargonfree options that empower you to make informed decisions.

Application and Approval

We execute and manage end-to-end – liaising with lenders, ensuring smooth approvals, and keeping you updated every step of the way.

Discovery

Your needs evolve, and so should your loan. We’ll check in regularly to make sure your finance continues to work for you.

Personalised lending advice
 that puts people first.

At Pier Point Lending, we understand that choosing a home loan or refinancing your mortgage isn’t just a numbers game – it’s one of the biggest financial decisions you’ll ever make.

Whether you’re buying your first home, upgrading to fit your growing family, or investing in your future, we make sure you never have to face those choices alone.

With over 20 years of global banking and market experience, Adam Bailey brings deep industry knowledge and genuine care to every client relationship. Based in Sandgate, Queensland, Adam has helped clients around the world navigate complex lending markets with confidence, clarity and ease.

Let’s take your next financial move with confidence.

Whether you’re ready to refinance, purchase property, or simply explore your options, Pier Point Lending is here to guide you every step of the way.
Or fill out the quick enquiry form and we’ll be in touch soon.

Finance done right – with integrity, care and expertise you can trust.