Finance that feels personal,
not transactional.

At PierPoint Lending, we empower hardworking Australians to make confident, informed financial decisions – through genuine care, trusted expertise, and tailored lending solutions.

Your finance, done right - with integrity, confidence .

Whether you’re looking to refinance your mortgage, purchase a new home or investment property, or simply want clarity around your lending options, we take the stress and guesswork out of the process.

With over 20 years of global banking experience, PierPoint Lending blends international insight with local knowledge to deliver real results for clients Australia-wide.

home loans + refinancing

investment property finance

SMSF Lending

family home upgrades

professional finance consulting

commercial lending

development finance

family home upgrades

professional finance consulting

Our Misson

To empower hardworking Australians and finance professionals to make confident, reliable informed lending decisions through genuine care, trusted expertise, and tailored financial guidance.

Meet Adam Bailey

With more than two decades of global banking and market intelligence experience across Australia, the UK, Europe and the Pacific, Adam brings a rare depth of insight to the Australian lending landscape.

He has been recognised as National Australia Bank’s Lender of the Year for two consecutive years, as well as Most Passionate Home Lender nationally — achievements that reflect both his technical expertise and the genuine care he brings to every client interaction.

      EXCELLENT  
   Based on 56 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Ashley Swayn 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam is one of the most professional and empathetic lenders of our generation. His understanding of the financial environment cannot be underestimated.
  
 
      Posted on Google  
   
   Judit Losh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing service from Adam. He's very helpful and professional. Can't recommend him enough ⭐⭐⭐⭐⭐
  
 
      Posted on Google  
   
   Fergal Mc Guinness 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam from Pierpoint Lending provided us with a number of funding options and secured my building & development company the finance we required for our next land and build project in Brisbane.

The process was quite easy, it got completed quickly and we successfully got our funding.

I would recommend Adam and Pierpoint Lending to builders and developers looking for similar finance.
  
 
      Posted on Google  
   
   Melissa Garcia-Barrio 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a fantastic experience working with Adam Bailey, Director of PierPoint Lending.  The speed of our loan approval was incredible, the entire process moved quickly and managed to secure our approval in record time.  We were updated on the process and the providing of paperwork was a smooth process.  If you require a broker is highly efficient, fast and proactive, we highly recommend Adam.
  
 
      Posted on Google  
   
   Natalia Alexander 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam is an outstanding broker.  I was very pleased on how he assisted us with our loan refinance application. He is very knowledgeable of the banking industry due to his strong banking background and educated us on all the great options available. He is friendly, professional, highly proactive with great attention to detail.
He’s excellent at working with busy people. He prompted us to complete all the documentation efficiently through great follow up and an easy software to upload everything.
I’d highly recommend his services and will use him again on our next property purchase.
  
 
      Posted on Google  
   
   Andrew Brayshaw 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from Adam, he listened to what outcome we wanted and came back to us with options to get there. He really worked hard for us, I'll recommend him to friends and family and will definitely use him again.
  
 
      Posted on Google  
   
   ss larkin 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Adam has been a pleasure. He's friendly, professional and the two communication is excellent. Adam has been great at providing us with a variety of option that best suit our needs.
If you need a mortgage broker, I definitely recommend working with Adam.
  
 
      Posted on Google  
   
   Jason Payne 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam at Pier Point Lending is a wealth of knowledge and support.  Experienced in the industry and versatile across both residential and construction finance lending. I’d recommend giving Adam a call. He’s very easy to get a hold of too.
  
 
      Posted on Google  
   
   Paul Took 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam at Pier Point Lending went above and beyond to help us secure a refinanced mortgage after a tumultuous year for our family. It wasn’t only his 20+ years of banking and lending experience, but his knowledge of how to help folks with complex situations, like ours, that really meant e stood out in a crowded market. Thanks Adam for never giving up!

Why Choose PierPoint Lending

20+ years of experience across international banking and lending sectors means you benefit from world-class knowledge paired with local understanding.

Many Australians are paying more than they need to on their
mortgage – often without realising it.

Regularly reviewing your loan can save thousands in interest and years off your repayments. We make the refinancing process straightforward, transparent and stress-free – comparing hundreds of products across multiple lenders to secure the best deal for your goals.

We believe in long-term relationships, not one-time transactions.
Our clients return – and refer others – because they know we genuinely care about their success.

When you’re making one of the biggest financial decisions of your life, you deserve expert guidance. Mortgage brokers like PierPoint Lending work for you, not the banks – ensuring your needs come first.

We Will:

Access multiple lenders and loan options you may not
find on your own
Negotiate competitive rates on your behalf
Handle the paperwork and approvals process from start to finish
Provide ongoing support long after settlement

With ever-changing lending landscape across Australia,
having a broker you can trust is essential.

Our Process – The PierPoint Pathway

Discovery

We take the time to understand your goals, lifestyle and financial situation.

Research and Strategy

We assess hundreds of options from trusted lenders to find the right fit for you.

Recommendation

We present clear, jargonfree options that empower you to make informed decisions.

Application and Approval

We execute and manage end-to-end – liaising with lenders, ensuring smooth approvals, and keeping you updated every step of the way.

Review

Your needs evolve, and so should your loan. We’ll check in regularly to make sure your finance continues to work for you.

Personalised lending advice that puts people first.

At PierPoint Lending, we understand that choosing a home loan or refinancing your mortgage isn’t just a numbers game – it’s one of the biggest financial decisions you’ll ever make.

Whether you’re buying your first home, upgrading to fit your growing family, or investing in your future, we make sure you never have to face those choices alone.

With over 20 years of global banking and market experience, Adam Bailey brings deep industry knowledge and genuine care to every client relationship. Based in Sandgate, Queensland, Adam has helped clients around the world navigate complex lending markets with confidence, clarity and ease.

Let’s take your next financial move with confidence.

Whether you’re ready to refinance, purchase property, or simply explore your options, PierPoint Lending is here to guide you every step of the way.

Or fill out the quick enquiry form and we’ll be in touch soon.

Finance that feels personal, not transactional.